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© 2014 Colonial Life & Accident Insurance Company Colonial Life & Accident Insurance Company is a subsidiary of Unum Group

Colonial Life products are underwritten by Colonial Life & Accident Insurance Company. Coverage has exclusions and limitations that may affect benefits payable. Coverage may vary by state and may not be available in all states. See your representative for complete details. Colonial Life is the marketing brand of Colonial Life & Accident Insurance Company.

Hospital Confinement Indemnity Insurance

Get the Protection You Need

If you have a hospital stay, it’s important to focus on your recovery - not your finances.  That’s easier said than done when all you can think about are the costly co-payments, deductibles and other expenses that may be coming your way.

Our hospital confinement indemnity insurance provides a lump-sum benefit to help offset the costs that aren’t covered by most major medical plans.  With this added financial protection, you may be eligible for benefits to help you cover expenses associated with:

If you take the right steps, a hospital stay doesn’t have to impact your finances.

Help with Rising Hospital Costs


Why You Need Hospital Confinement Indemnity Insurance